Station Fires Southern California Fire Insurance and Homeowners/Insurance Bad Faith Lawyers

We live in La Cañada Flintridge, California and saw first hand the fierceness of this fire.

We see what is happening to our friends and neighbors right here in La Cañada. This is a very tough time if you have lost your home and we want to help.

If you live in the Juniper Hills, La Crescenta, Acton, La Cañada, Altadena, Littlerock Resort area, Tujunga or Sunland area and have suffered fire damage to your home as a result of the California fires, you will want to make a fire damage insurance claim on your homeowners’ insurance policy.

As California Insurance Bad Faith Lawyers, we specialize in insurance matters and insurance bad faith litigation and can help you with insurance claim disputes.

Also, if you suffered a fire loss in Riverside, Auburn, or from the Oak Glen, Cottonwood,  Rancho Palos Verdes, Big Meadow, Elephant, Lion Complex, La Brea, Morris, Red Rock, or Harrington Fires, and you need to make a fire insurance claim on your homeowners’ insurance policy, we can help you.

There are a number of things you must consider before and when making a fire damage insurance claim.

Before You Suffer a Loss

  1. Make a video of your home, inside and out
  2. Videotape all the rooms in your home, and include things of great value to you, monetarily or personally
  3. Take pictures of these items
  4. Make an inventory of your possessions if you can

After You Suffer Fire or Water Damage to Your Home

You will also have to consider whether you should sign a contract with a public adjuster or whether to handle your fire insurance claim with your insurance company yourself. Consider the following:

  1. How can you get your personal property claim paid fairly as well as any claims for damage or loss to the structure of your home?
  2. How do you know if your insurance company is cheating you, underpaying or outright wrongfully denying your claim?
  3. Should you sign a contract with a contractor right away?
  4. What coverages do you have on your home?
  5. What notice must you give?
  6. What is a proof of loss?
  7. What is Actual Cash Value (“ACV”) versus Replacement Cost Value (“RCV”)?
  8. Do you have extended coverage?
  9. Do you have mold coverage and does it matter in a fire claim?
  10. What does it mean to mitigate your damages?
  11. What are your duties under the policy?
  12. Will your insurance pay for temporary housing?
  13. Will you be covered should theft or vandalism occur following the fire?
  14. Will your vehicle be covered if damaged or destroyed by the fire?

These are important and often difficult questions that usually come up during the claims process after a fire loss to a home. Understandable, most homeowners do not understand the complexities of insurance and the legal and technical aspects of a fire insurance claim.

Contact Bad Faith Insurance Lawyers

For advice, help or further tips on how to deal with your fire damage insurance claim Contact Viau & Kwasniewski.

We are southern California fire insurance and insurance bad faith lawyers. We know what can happen when the insurance claims process breaks down and the insurance company fails to properly handle and pay your valid homeowners’ claim.

If you have questions about your fire damage insurance claim or the fire insurance claim process and want to talk to an insurance lawyer experienced in insurance claim disputes, Email Gary Kwasniewski or call us at (213) 842-8164  for a Free Consultation.

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