When an insurance company unreasonably withholds your policy benefits or fails to deal fairly and act in “good faith” (as required by California law) as the insurance policyholder you have reasonable grounds to file a “bad faith” lawsuit.
Los Angeles trial lawyers Viau & Kwasniewski can help you with your insurance coverage dispute litigation. In most cases our attorneys work on a contingency fee basis when filing a bad faith lawsuit against an insurance company.
Under California law, when an insurance carrier is acting in “bad faith” it can be legitimately sued for:
- Breach of contract, and
- Breach of the implied covenant of good faith and fair dealing
In California, bad faith on the part of the insurance company may mean unreasonably:
- Withholding benefits due
- Denying your claim
- Under-valuing your claim
- Abusing the appraisal or Examination Under Oath process
- Delaying your policy benefits on a valid claim, and/or
- Refusing to defend you (the policyholder) when you are sued
In bad faith cases, as the insurance policyholder you may also be able to recover all damages caused by the insurance company’s unreasonable denial of your policy benefits including:
- Amount due under the policy
- Out of pocket costs
- Loss of future income
- Attorney fees
- Loss of business income
- Aggravation of a health condition
- Plus other damages, including compensation for the emotional distress suffered as a result of your insurance company’s bad faith conduct
Viau & Kwasniewski insurance lawyers and attorneys are experienced, pre-eminent bad faith litigators who have worked on and understand both the insurance company and policyholder sides in litigation.
Our attorneys are devoted to helping individual and small business policyholders who have been victimized by insurance bad faith. Our lawyers aggressively litigate, prosecute and successfully take bad faith insurance cases to trial.
If you believe your insurance company is acting in bad faith, contact our attorneys by email at gkk@vklawyers.com , complete our online Contact Us Form or call our Los Angeles insurance lawyers at (213) 842-8164.